The insurance policy you need will depend on what type of caravan you own:
Touring caravan insurance: This covers caravans that you tow behind your car. Your car insurance may include cover, but it will only be a basic level of protection.
Static caravan insurance: This covers caravans and parkhomes that are kept at a fixed location, like a holiday park.
Motorhome insurance: This is a legal requirement and covers any caravan you can drive, like a motorhome or campervan.
How to find the best policy
Once you know the insurance you need, think about what cover you want. Most policies cover:
Accidental and malicious damage
Third party liability
The contents of your caravan
Some policies offer new for old cover, which means your caravan or contents will be replaced with a new, equivalent model if they are destroyed or stolen.
You can also add optional extras to your policy including:
Cover for your friends and family to use your caravan
Cut the cost of your policy
You could get cheaper caravan insurance by:
Keeping your caravan at a registered CaSSOA site
Installing extra security, like alarms, locks and tracking devices
Joining a caravan club, like the The Camping and Caravanning Club
The best way to get cheaper caravan insurance is to compare quotes from as many insurers as possible.